Divorced people in Illinois often don’t realize how much their finances will be impacted as a result. Asset division and orders to pay child or spousal support can affect your bottom line, to the point where you may be concerned about making ends meet. In this case, Entrepreneur offers the following advice on how you can recover financially after a divorce.

The first step is to identify your debt to income ratio. This will give you an idea of how much money you need to meet your financial needs each month. If there are deficits, look for areas where you can cut back on spending. For instance, if you eat out often consider making more meals at home. You can also take on more hours at work to increase your income until you reach financial stability again.

You should also prioritize. Start by making a list of financial goals you’d like to achieve in the next few months or even years. If you’re able to cover bills but can’t find enough money to build up your savings, make that a financial goal. If you’d like to save up for your child’s education, talk with a financial planner about the best way to do so.

You also want to look over any financial accounts in your name to make sure they’re set up correctly. You may need to change beneficiaries on things like retirement accounts, otherwise the proceeds may go to your former spouse. Consulting with an experienced attorney is recommended in this case, as he or she can help you determine which accounts need attention and what you can do to make important changes.